$279,900
MLS #1295401 · Garnish
3 Waterline Road
3 bed 4 bath 3,368 sqft
- Type
- Single Family
- Agent
- Karen Jones
- Brokerage
1 / 18Property Details
One-level living, beautiful ocean views, and move-in-ready peace of mind—this beautifully maintained home in scenic Garnish has it all. Enjoy your morning coffee on the front deck overlooking the water, then spend your afternoons in the spacious detached garage, perfect for an ATV, workshop, hobbies, or extra storage. Set on a generous 0.353-acre lot, there’s plenty of room to enjoy both inside and out. You’ll also appreciate the many major updates already completed, including shingles, siding, windows, doors (2019), and PEX plumbing (2020), meaning you can move in with confidence instead of worrying about costly repairs. Whether you’re downsizing, retiring, or simply looking for an easy-to-maintain home in a peaceful coastal community, this property is ready to welcome you home (id:66441)
Cost To Own
Down payment & monthly cost
Homes in a hot market often sell over asking. Model your winning bid, then adjust the financing to see the real cash to close and monthly carrying cost — including default insurance when you put down under 20%.
Your OfferAsking $114,500
$114,500
Over askingAt asking
Down Payment · 5%$5,725
Interest Rate5.25%
Amortization
Estimated Monthly Cost
$1,303
- Mortgage Payment
- $678
- Property Tax
- $125
- Insurance
- $150
- Utilities
- $350
Cash To Close
$5,725
- Down Payment
- $5,725
- CMHC Insurance (financed)
- $4,351
- Loan Amount
- $113,126
- Total Interest · 25 yr
- $90,245
Under 20% down requires CMHC default insurance, added to your loan. Estimate only — final costs depend on lender approval, taxes, insurance, and closing costs.
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