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NL Communities
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Local Knowledge
Practical, locally focused resources for living, moving and making informed real-estate decisions in Newfoundland's capital.
The buyer's reading list
Practical guides for buying a home and making sense of a two-apartment property.
FIELD GUIDE / 01Buying a two-apartment home
The approvals, tenancy documents and practical checks to make before an offer on a two-apartment home.
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FIELD GUIDE / 02Planning your buying budget
Down payment examples, closing expenses and a cash worksheet to help you plan your first purchase.
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FIELD GUIDE / 03Understanding rental cash flow
A worked example that puts rent, vacancy, operating costs, financing and replacement reserves in one place.
Read the guide
FIELD GUIDE / 04Renting in St. John's
How renting works in St. John's: finding a place, viewings, leases, deposits, notice and rent-increase rules under NL's Residential Tenancies Act.
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FIELD GUIDE / 05Buying as a newcomer to Canada
New to Canada? How newcomers buy in St. John's: who can buy under the foreign buyer ban, newcomer mortgages, down payments, credit and first-time programs.
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FIELD GUIDE / 06Relocating to St. John's
Moving to St. John's for work or family? How to buy a home from out of province: virtual viewings, inspections, signing remotely and closing before you arrive.
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FIELD GUIDE / 07Selling your home
How selling a home works in St. John's: pricing, preparing, listing on MLS®, offers and conditions, your lawyer's role and what happens on closing day.
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FIELD GUIDE / 08Home inspections
What a St. John's home inspection covers, local issues in older homes (oil tanks, wiring, wind-driven rain), radon, and using the report in your offer.
Read the guideExplore local guides backed by official resources, from choosing a neighbourhood to getting settled in St. John's.

Start Here
Understand NLHC's homebuyer assistance and explore our free St. John's three-month property sales report.
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Local Guide
Start with the complete local overview: neighbourhoods, everyday life, housing and the practical realities of moving here.
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Local Guide
A practical guide to St. John's weather, winter, wind, fog and what homeowners should prepare for in Newfoundland's capital.
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Local Guide
Understand driving, Metrobus, walkability and commuting before choosing where to live in St. John's, Newfoundland.
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Local Guide
A practical checklist for moving to St. John's, including neighbourhood research, services, healthcare, transportation and newcomer resources.
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Local Guide
Compare St. John's neighbourhoods by commute, housing age, daily amenities, weather exposure and lifestyle—not price alone.
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Local Guide
Understand row houses, detached homes, bungalows, split-entry homes, two-apartment properties, condos and new builds in St. John's.
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Local Guide
Research school assignment, regulated childcare and family routines before choosing a home in St. John's, Newfoundland.
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Local Guide
A practical orientation to healthcare resources, emergency planning and official health information for people moving to St. John's.
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Local Guide
Explore parks, playgrounds, trails, winter recreation and coastal hiking that shape outdoor life in St. John's.
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Local Guide
A local's guide to August in St. John's — the Royal Regatta's confirmed 2026 date, the George Street Festival lineup, and the neighbourhood markets, concerts and trails filling out the month.
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Private Consultation
Arrange a confidential, no-obligation consultation for buying, selling, renting, or investing in Newfoundland and Labrador.