
MLS #1302293 · Freshwater
44 Old Settlement Hill
- Type
- Single Family
- Agent
- Jessica Brazil
- Brokerage
- 3% Realty East Coast
MLS #1300569Listed July 17, 2026 · 56 days on market
Freshwater
$249,000
Ocean Views, Modern Updates, and Absolute Privacy! Nestled on a beautifully spacious and private lot, this charming two-story home perfectly blends classic character with modern peace of mind. Truly ""neat as a pin,"" this 3-bedroom, 1.5-bathroom property has been meticulously cared for and offers incredible versatility—whether you are looking for a pristine permanent residence, a seasonal coastal getaway, or an investment with great Airbnb potential thanks to its ocean views and serene setting. As you step inside, you’ll love the warm, inviting atmosphere that seamlessly balances traditional charm with contemporary updates. Large windows flood the home with natural light while framing lovely views of the ocean. The heavy lifting has already been done for you! This home has been extensively upgraded over the years, ensuring efficiency and worry-free living: Energy Efficiency: Blown-in insulation in the walls batt insulation in the attic, complemented by new windows (2019) to keep heating costs low and the home cozy year-round. Major Systems: A new septic system (2016), a new oil tank (2016), and a reliable furnace (2009). Exterior: New shingles (2019) offer excellent curb appeal and long-term durability. Outside, the property truly shines. Step out onto the spacious 10' x 26' deck—the perfect spot for entertaining, barbecuing, or simply relaxing while soaking in the ocean breeze. The large, private yard also features a convenient outbuilding for extra storage, keeping your tools and outdoor gear organized. Don't miss out on this pristine, turn-key coastal gem! (id:66441)
Cost To Own
Homes in a hot market often sell over asking. Model your winning bid, then adjust the financing to see the real cash to close and monthly carrying cost — including default insurance when you put down under 20%.
$249,000
Amortization
Add your monthly carrying costs
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Estimated Monthly Mortgage
$1,187
Cash To Close
$49,800
Estimate only — final costs depend on lender approval, taxes, insurance, and closing costs.
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Elementary Schools
Persalvic Elementary
PublicCarbonear Academy
PublicSt. Peter's Elementary
PublicSecondary Schools
Persalvic Elementary
PublicCarbonear Academy
PublicCarbonear Collegiate
PublicStraight-line distance from this property. Proximity does not determine enrolment — confirm catchment areas with the Newfoundland and Labrador English School District. School list and grade levels from Statistics Canada's Open Database of Educational Facilities; some locations from OpenStreetMap contributors.
Straight-line distance from this property. Healthcare locations from Statistics Canada's Open Database of Healthcare Facilities; shops, pharmacies and filling stations from OpenStreetMap contributors.