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MLS #1301520Listed August 7, 2026 · 45 days on market
St. John's
$325,000
Welcome to 21 Harris Road, a well-maintained two-apartment home in the heart of the city. . A rare opportunity in today's market, this property is perfect for first-time buyers, investors, or anyone looking to offset their mortgage with rental income. Conveniently located near schools, shopping, restaurants, and all major amenities, this affordable income-generating property is one you won't want to miss. The main unit features 3 bedrooms and 1 bathroom, showcasing its original character while reflecting years of exceptional pride of ownership. The lower-level apartment offers 2 bedrooms and 1 bathroom and is currently rented for $1,200/month to long-term tenants, whom the vendors describe as outstanding occupants, making this an ideal turnkey investment. Major updates have already been completed roof, oil tank, backwater valve, and main sewer line, providing added peace of mind for the next owner. With its solid condition, rental income, extensive upgrades, and unbeatable value. (id:66441)
Cost To Own
Homes in a hot market often sell over asking. Model your winning bid, then adjust the financing to see the real cash to close and monthly carrying cost — including default insurance when you put down under 20%.
$325,000
Amortization
Add your monthly carrying costs
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Estimated Monthly Mortgage
$1,549
Cash To Close
$65,000
Estimate only — final costs depend on lender approval, taxes, insurance, and closing costs.
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Elementary Schools
Hazelwood Elementary
PublicOctagon Pond Elementary
PublicSt. Teresa's School/École Ste-Therese
PublicSecondary Schools
Beaconsfield Junior High
PublicSt. Matthew's Elementary
PublicÉcole Rocher-du-Nord
FrancophoneStraight-line distance from this property. Proximity does not determine enrolment — confirm catchment areas with the Newfoundland and Labrador English School District. School list and grade levels from Statistics Canada's Open Database of Educational Facilities; some locations from OpenStreetMap contributors.
Straight-line distance from this property. Healthcare locations from Statistics Canada's Open Database of Healthcare Facilities; shops, pharmacies and filling stations from OpenStreetMap contributors.
