132 Water Street photo 11 / 26

MLS #1297201

132 Water Street

St. John's

$359,000

3 Beds
2 Baths
2,340 sqft
Two-Apartment Home
Source Listing

Property Details

Situated in the heart of historic downtown St. John’s, 132 Water Street offers a versatile 2 unit property in the highly sought-after Commercial Downtown Mixed (CDM) zone. This multi-level building is currently operating with two established businesses: a hair and nail salon on the ground floor and a bustling tattoo studio occupying the upper two floors. With high foot traffic, excellent visibility, and direct street-level access, this property presents an exceptional opportunity for investors or business owners seeking a prime downtown location. The CDM zoning allows for a mix of commercial and residential uses, providing added flexibility for future development or tenant arrangements. All permits, taxes, HST/GST (if applicable), and related approvals will be the responsibility of the purchaser. Don’t miss this rare chance to own a piece of Water Street – a location synonymous with culture, commerce, and character. No sellers directions, offers reviewed as received. (id:66441)

Cost To Own

Down payment and monthly ownership estimate

Start with the listing price, then adjust the financing and monthly carrying costs for a practical estimate.

Purchase Price$359,000
Down Payment - 5%$17,950
Interest Rate5.25%

Amortization

Estimated Monthly Cost

$2,798

Mortgage Payment
$2,044
Property Tax
$254
Insurance
$150
Utilities
$350
Down Payment
$17,950
Loan Amount
$341,050
Total Interest
$272,070

Estimate only. Final payments depend on lender approval, taxes, insurance, closing costs, and mortgage insurance when applicable.

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