
MLS #1297201 · St. John's
132 Water Street
- Type
- Two-Apartment Home
- Agent
- Michael Samson
- Brokerage
- eXp Realty
MLS #1302956Listed September 11, 2026
St. John's
$345,000
Step into charm in this 100+ year old home, ideally located in the vibrant heart of downtown St. John’s. This two-apartment property offers both comfort and opportunity; perfect for an investor, first time homeowner, or anyone seeking the true downtown lifestyle. The main floor apartment is warm and inviting, freshly paint and featuring a cozy one-bedroom layout with direct access to the private backyard retreat, perfect for morning coffee or quiet evening relaxation. The upper apartment spans two levels and was renovated in 2024 to include new kitchen cabinets, painted throughout, and new bathroom; shower, vanity, toilet, and flooring. It has two spacious bedrooms on the third floor and bright, open living spaces that capture the charm of traditional downtown living. Outside, enjoy a serene private patio off the kitchen and covered patio off the master bedroom; offering a peaceful escape from city life. Just steps away from Bannerman Park, local cafés, shops, schools, and the hustle and bustle of Water Street and Duckworth, this property combines historic charm with urban convenience. Note: Prior to tenants vacating, main floor apartment was rented for $1350 per month and second/third floor apartment was rented for $1850 per month. Don’t miss the opportunity to own a piece of St. John’s history in one of the city’s most sought-after neighborhoods! As per Sellers Direction there will be no conveyance of any written signed offers prior to 12pm on September 18th 2026. The sellers further direct that all offers remain open for acceptance until 5pm on September 18th, 2026 (id:66441)
Cost To Own
Homes in a hot market often sell over asking. Model your winning bid, then adjust the financing to see the real cash to close and monthly carrying cost — including default insurance when you put down under 20%.
$345,000
Amortization
Add your monthly carrying costs
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Estimated Monthly Mortgage
$1,645
Cash To Close
$69,000
Estimate only — final costs depend on lender approval, taxes, insurance, and closing costs.
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Elementary Schools
Bishop Feild Elementary
PublicSt. Bonaventure's College
PrivateRennie's River Elementary School
PublicSecondary Schools
St. Bonaventure's College
PrivateHoly Heart of Mary Regional High
PublicBrother Rice Junior High
PublicStraight-line distance from this property. Proximity does not determine enrolment — confirm catchment areas with the Newfoundland and Labrador English School District. School list and grade levels from Statistics Canada's Open Database of Educational Facilities; some locations from OpenStreetMap contributors.
Straight-line distance from this property. Healthcare locations from Statistics Canada's Open Database of Healthcare Facilities; shops, pharmacies and filling stations from OpenStreetMap contributors.