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Newfoundland homebuyer guide
Explore recent property records from St. John's and surrounding communities, and learn how Newfoundland's First-Time Homebuyers' Program could help you purchase your first home.
Our free three-month market report provides local property prices and details to help you plan. Start with a snapshot of records priced at or below $385,000.
Free local insight. No obligation to buy.
Your first home starts
with a clearer picture.
St. John's & surrounding communities
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Understand the assistance
NLHC offers qualifying first-time buyers a repayable down-payment loan and a legal closing-cost grant. Mortgage pre-approval is required; assistance depends on household income and the purchase.
Household income below $85,000 may qualify for full assistance; income up to $95,000 receives sliding-scale assistance. All mortgagors must meet first-time buyer requirements and obtain mortgage pre-approval.
The standard St. John's metro limit is $350,000. An approved 10% variance permits up to $385,000. Assistance remains capped at the standard limit; you cover any additional down payment and other costs.
Down-payment help is repayable, with repayments deferred for five years. The grant covers 50% of legal closing costs, up to $1,500, and depends on receiving the loan.
Funding is limited, applications are processed first come, first served, and approval is not guaranteed. Other eligibility rules apply.
Check current requirements and apply with NLHC (opens in a new tab)Source: NLHC. Reviewed October 15, 2026. Check the official program page for current availability.
St. John's Properties is an independent real estate website and is not affiliated with Newfoundland and Labrador Housing Corporation. Program eligibility and assistance are determined by NLHC.
Explore current asking prices. Listing price, location and buyer circumstances all matter; search results do not confirm NLHC eligibility.
The free market report
Explore the original three-month property report for St. John's and surrounding communities. This snapshot highlights entries with a readable recorded price at or below $385,000.
Recorded prices at or below $385,000
Jul 14, 2026 – Oct 13, 2026
Total also includes 5 mobile/mini-home records.
The full PDF contains 667 records across all price ranges. 5 unreadable price cells are excluded from this price-filtered snapshot.
Counts use the PDF's recorded property price at or below $385,000. The source includes other price ranges. No asking-versus-sale comparison is available because the price column has no heading. The dates shown are the actual dates present in the export.
Municipalities: Conception Bay South, Mount Pearl, Paradise, St. John's. Medians describe the report sample; they do not predict a home's value. Source: 3-Months-Homes-Inventory.pdf supplied by Felix Oyeleke.
The report's $385,000 price range is broader than the program's standard $350,000 St. John's metro limit. Purchases above $350,000 require NLHC variance approval and may require additional buyer funds. A home appearing in the report does not confirm program eligibility.
Your next step
Tell us where you are in your homebuying journey. Five quick questions, then your contact details. Your phone number and marketing permission are optional.
Guidance from Felix Oyeleke
Local REALTOR® with eXp Realty. Here to help you understand the market and take your next step with confidence.
Ask Felix a question